We at PHH Corporation (referred to
as "PHH," "We," "Us," or "Our")
recognize the importance of protecting the privacy of certain
information collected about the users and visitors of Our
Web Site (referred to as "User," "You" or "Your").
This Privacy Policy discloses what information We gather,
how We use it, and how to correct or change it. It is Our
intention to give You an understanding about how We collect
Your information and the use We make of it in the course
of Our business.
However, be assured that PHH will not disclose Personal
Information (as defined herein) to third parties without
Your consent, except as may be noted in this Privacy Policy
or disclosed to You when the information is submitted.
With Whom Does PHH Share Information?
As a general rule, PHH will not disclose any specific
personal information that You submit to Us about You ("Personal
Information") in a manner that connects You with the
Personal Information, except when We have Your permission
or under special circumstances, such as when We believe
in good faith that the law requires it or under the circumstances
described below. The following describes some of the ways
that Your Personal Information may be disclosed.
Business Partners & Sponsors:
PHH may disclose some or all of Your Personal Information
to business partners or sponsors, but this use will be
specifically described to You prior to data collection
or prior to transferring the data. Many promotions offer
opportunities to request additional information from
sponsors. By requesting more information, You give PHH
permission to transfer Your Personal Information to the
sponsor so they can fulfill Your request. In many instances,
only Your e-mail address will be shared. If more Personal
Information will be shared with the sponsor, You will
be notified prior to the transfer.
Third Party & Aggregate Data:
From time to time, You may be offered the opportunity to
receive materials or special offers from third parties.
If You opt to receive information from these third parties,
PHH will (with Your permission) share Your name and e-mail
address with such third parties. Under confidentiality
agreements, PHH may match Personal Information with third
party data. Also, PHH may keep track of what portions
of the Web Site Users are visiting and other User statistics,
and aggregate this information to help Us create a better
experience for Users of Our Web Site. This is all done
without knowing Your name or other Personal Information
in order to describe Our viewers and services to prospective
partners, advertisers, and other third parties, and for
other lawful purposes.
Other:
PHH may also disclose account information in special
cases when We have reason to believe that disclosing
this information is necessary to identify, contact
or bring legal action against someone who may be violating
Our Terms of Use, or may be causing injury to or interference
(either intentionally or unintentionally) with any
of PHH's rights or property, other Users, or anyone
else. PHH may disclose or access account information
when We believe in good faith that the law requires
it and for administrative and other purposes that We
deem necessary to maintain, service, and improve Our
products and services.
What Happens When You Link to a Third Party Site?
You should be aware that when You are on PHH's and/or
PHH-affiliates' Web Site You can hyperlink, or be directed
to, other Web sites that are beyond Our control and/or
outside Our service. For example, if You "click" on
a banner advertisement or a PHH search result, the "click" may
transfer You off Our Web Site. These other Web sites may
include sites of advertisers, sponsors, and partners that
may use Our and/or PHH-affiliates' logo as part of a co-branding
agreement. These other Web sites may send their own cookies
to Users, collect data, or solicit Information.
PHH and PHH-affiliates do not control such Web sites,
and, therefore, are not responsible for their contents
or the hyperlinks or advertising they choose to place on
such Web sites. The inclusion of hyperlinks to these Web
sites by PHH or PHH-affiliates does not imply any endorsement
of the material on such Web sites or any association with
their operators. Our Privacy Policy does not extend to
anything that is inherent in the operation of the Internet,
which is beyond the control of PHH and/or PHH-affiliates.
Please keep in mind that whenever You give out information
on-line (for example, via message boards or forums) that
information can be collected and used by people You do
not know. While PHH and PHH-affiliates strive to protect
Users' information and privacy, We cannot guarantee the
security of any information You disclose on-line, and You
disclose such information at Your own risk.
Is Information Secure from Others Using the PHH Web Site?
The security of all information associated with Our Users
is an important concern to Us. We exercise care in providing
secure transmission of Your information from Your computer
to Our servers. Unfortunately, no data transmission over
the Internet can be guaranteed to be 100% secure. As a
result, while We strive to protect Your information, PHH
and PHH-affiliates can't ensure or warrant the security
of any information You transmit to Us or from Our on-line
products or services, and You do so at Your own risk. Once
We receive Your transmission, PHH uses industry standard
efforts to safeguard the confidentiality of Your information,
such as firewalls and Secure Socket Layers (SSL). However, "perfect
security" does not exist on the Internet.
YOUR ACCEPTANCE OF THE TERMS OF THIS PRIVACY POLICY
By using Our Web Site, You signify Your agreement to PHH's
Privacy Policy. IF YOU DO NOT AGREE WITH THIS PRIVACY
POLICY, PLEASE DO NOT USE THIS WEB SITE. Your continued use of
PHH's and/or PHH-affiliates' Web sites following the posting
of changes to these terms will mean You accept those changes.
Effective Date: This policy was last updated on February
1, 2005
© Copyright PHH Corporation, 2005. All rights reserved
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